Mortgage Overpayment Guides

Expert advice to help you understand mortgage overpayments and make informed decisions about paying off your mortgage faster.

How Do Mortgage Overpayments Work?

Understand the mechanics of overpaying your mortgage and how it reduces interest over time.

Weigh the pros and cons of overpaying vs other uses for your money like investing or pensions.

Learn about overpayment caps, early repayment charges, and how to avoid penalties.

Real examples showing exactly how much interest you can save with different overpayment amounts.

Use our free calculator to see exactly how much you could save by overpaying your mortgage.